€1 billion in benefits goes
unclaimed in NL every year.
1 in 10 people never claim what they're owed. Find out in 2 minutes if you're one of them.
€1B+
unclaimed per year
1 in 10
never claim
8
programs checked
2 min
to get results
Source: CPB / Rijksoverheid
How it works
No Dutch required. Just answers.
We read the 400-page government guides so you don't have to.
Tell us your situation
A few quick questions about your status, income, and family. In English.
We check every program
AI scans all 8 Dutch benefit programs against your profile using 2025/2026 rules.
See what you're owed
Plain-English report with each benefit, monthly amount, and direct apply link.
Benefits covered
Every program, automatically checked
8 programs — expat and student — all scanned in one go.
Healthcare Allowance
Zorgtoeslag
Up to €123/mo
4.5M recipients
Government subsidises your health insurance monthly. Most expats qualify without knowing.
Most missed by arrivalsRent Benefit
Huurtoeslag
Up to €400/mo
€4,800/yr unclaimed avg
Renting under €808/mo? Government pays part of it directly into your account.
Backdated up to 3 monthsChildcare Benefit
Kinderopvangtoeslag
Up to 96% covered
Avg €850/mo refund
Working parents recover the majority of daycare and BSO costs through the tax authority.
Many parents underclaimChild Supplement
Kindgebonden Budget
Up to €270/mo per child
Single parents get +40%
Monthly top-up per child on top of kinderbijslag. Requires a separate claim.
Separate claim requiredUnemployment Benefit
WW-uitkering
70–75% of last salary
Up to 24 months
Lost your job? UWV replaces most of your income for up to 2 years.
Apply within 1 weekSocial Assistance
Bijstandsuitkering
Up to €1,187/mo
Last safety net
Municipality provides a guaranteed minimum when all other income is exhausted.
Via your gemeenteStudent Finance
DUO Studiefinanciering
Up to €1,100/mo
EU students eligible
Monthly grant + supplementary bursary for students at Dutch universities, HBO, and MBO.
Students onlyFree Travel Pass
OV-studentenkaart
Free train & bus
~€1,500/yr value
Free weekday or weekend public transport across the Netherlands for eligible students.
Via DUO applicationReal results
Expats finding what they're owed
“Nobody told me about zorgtoeslag or huurtoeslag — I thought those were only for Dutch people. Claimly found €463/month I'd been missing.”
Marta W.
Logistics coordinator, Rotterdam
“My wife and I moved from Texas for my job. We had no idea the Dutch government offers rent and healthcare support for expat families. Claimly walked us through everything.”
James H.
Product manager + family, Amsterdam
“As a student at TU Delft I didn't know I could get zorgtoeslag — and Claimly flagged DUO grants I hadn't fully claimed. €890/mo I almost missed.”
Lukas B.
MSc student, Delft
Pricing
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Not sure if you qualify? Get an instant estimate in under 2 minutes — no account, no AI, no payment.
Instant eligibility estimate across all 6 NL programs
Estimated monthly range based on your answers
Fact-checked against 2025/2026 government rules
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Student
The 3 programs every international student in the Netherlands can claim — AI-checked against your exact situation.
DUO Studiefinanciering
Up to €1,100/mo in grants most international students never apply for
OV-studentenkaart
Free travel on all Dutch trains & buses — yours to claim, if you qualify
Zorgtoeslag
Government pays part of your health insurance bill every month
One-time · No subscription
Expat
All 6 Dutch programs fully verified. Most expats miss €3,200+ per year — find every euro you're entitled to.
Zorgtoeslag
Hundreds of euros a year — most expats pay full price without realising they don't have to
Huurtoeslag
€4,800/yr in rent subsidies left unclaimed every year by people exactly like you
Kinderopvangtoeslag
The government covers up to 96% of your childcare bill
Kindgebonden Budget
Extra money per child every month — single parents get 40% more
WW-uitkering
Up to 24 months of income protection if you ever lose your job
Bijstandsuitkering
The safety net most residents don't know they can access
One-time · No subscription
You moved here. The benefits system didn't send you a welcome letter.
Most expats in the Netherlands miss €3,200+ per year they're fully entitled to. The system is in Dutch and nobody explains it. Check yours free in 2 minutes.
Find What You're OwedFree · No account required · In English · 2 minutes